Md Mirajul Islam, Al Mahmud Alif, Montacer Kibria, and Md Ahetesamul Hoque Ismam, “Factors Influencing Consumers’ Adoption of Bangla QR Payments in Bangladesh ”, ISSN: 2617-7420 (Print), 2617-7420 (Online), vol. 20, no. 1, Oct. 2026.